AVACAP — AVACAP Disclosures

* Omiwole Tayo Femi (an Employee and Team Member in Internal Control) notified the company of a share dealing. * The insider sold 7,500 Ordinary Shares (ISIN: NGAVACAP0009) of AVA CAPITAL PLC. * The transaction took place on October 27, 2026, in Lagos at a price of ₦ 6.75 per share.

* **Insider Trading Notification:** Adewunmi Odufalu (Employee – Team Member, Regulatory Liaison at AVA Capital PLC) reported an insider share transaction. * **Transaction Type:** A sale of 7,300 Ordinary Shares (ISIN: NGAVACAP0009). * **Price and Value:** The shares were sold at a price of ₦ 6.75 per share, resulting in an aggregate volume of 7,300 units valued at ₦ 6.75. * **Date and Location:** The transaction took place in Lagos on October 27, 2026.

* Adedoyin Adejumo (Employee – Team Member, Finance) has notified the company of a share dealing. * The transaction involved the sale of 60,460 Ordinary Shares (ISIN: NGAVACAP0009) of AVA Capital PLC. * The shares were sold at a price of ₦ 6.8 per share on October 26, 2026, in Lagos.

* Rachael Ayorinde (Employee – Team Member, Compliance) submitted an initial notification for insider share dealing. * The transaction involved the sale of 9,000 Ordinary Shares of AVA CAPITAL PLC at ₦ 6.7 per share. * The transaction took place in Lagos on October 26, 2026.

* AVA Capital PLC's Board of Directors approved a new Dividend Policy on October 21, 2026, to establish a framework for recommendations, declarations, and payments. * The policy targets a dividend payout ratio between 35% and 70% of Profit After Tax (PAT), subject to financial performance, liquidity, and regulatory requirements. * The policy allows for potential allocation of a portion of PAT to an employee profit-sharing scheme and provides for both interim and final dividends. * The company emphasizes that the policy does not guarantee dividend declarations in any financial year, as the Board retains final discretion.

* AVA Capital PLC announced the approval of its Unaudited Financial Statements for the third quarter ended 30 September 2026 (Q3 2026 UFS). * The Board of Directors considered and approved the Q3 2026 UFS during its meeting held on Wednesday, 21 October 2026. * The approved Q3 2026 UFS is scheduled to be filed with the Nigerian Exchange Limited (NGX) on 21 October 2026.

• Q3 2026 (9 Months Ended 30 Sept 2026) | Unaudited • Revenue: ₦5.87bn | PAT: ₦1.84bn | EPS: 33k | Equity: ₦13.39bn | Assets: ₦94.43bn • Group gross earnings reached ₦5.87bn, supported by ₦4.05bn in net interest income at amortised cost and ₦1.26bn in fees and commission income. • Q3 2026 (3 Months Ended 30 Sept 2026) | Unaudited • Revenue: ₦2.42bn | PAT: ₦821.11m | EPS: 12k • FY 2025 (12 Months Ended 31 Dec 2025) | Unaudited • Revenue: ₦1.79bn | PAT: ₦614.24m | EPS: 19k | Equity: ₦8.94bn | Assets: ₦19.14bn • The company obtained regulatory approval to convert to a public limited company (Plc) and formally changed its name from AVA Capital Partners Limited to AVA Capital Plc.