Naira gains at official market, falls on black market as gap widens to 5.4%

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The naira strengthened at the official foreign exchange window in August but lost ground on the parallel market, pushing the premium between both segments to 5.4 percent. The split outcome shows that improved official liquidity has not fully eased demand pressure outside the formal window.

Market analysts said the widening gap points to elevated foreign exchange demand that remains unmet through official channels. They attributed the renewed pressure partly to seasonal travel demand, commercial dollar needs, and other import-related requirements.

Official market gains, parallel market pressure

At the Nigerian Foreign Exchange Market (NFEM), sustained portfolio inflows and stronger non-oil foreign exchange receipts helped support the naira during the month. This kept conditions at the official window broadly favourable for the local currency.

But the parallel market went in the opposite direction. The premium, which had been relatively contained earlier in the year, expanded to 5.4 percent as black market rates weakened against the official rate.

Uneven transmission of FX supply

Analysts said the development highlights an uneven transmission of improved dollar supply across the market. While official liquidity has benefited from capital inflows and non-oil export earnings, demand pressures in other segments remain strong enough to keep the parallel rate elevated.

The trend suggests that official market improvements have not fully satisfied total dollar demand in the economy. Seasonal factors around international travel and commercial obligations continue to push buyers toward the parallel market, where rates are more flexible but costlier.

What this means for the naira

The widening gap is a signal that foreign exchange demand is still running ahead of what the official market can absorb. Until liquidity improves beyond the NFEM and reaches all user segments, the naira is likely to keep facing pressure from the parallel market, even as official rates hold steady.

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