FG opens applications for CREDITCORP laptop scheme: Three steps to apply for C.L.I.C.K.D. devices

The Federal Government has opened applications for its new digital device credit scheme, giving Nigerians a chance to acquire laptops, smartphones and tablets through affordable instalment payments rather than paying the full cost upfront. The programme is called the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme.

It is being implemented by the Nigerian Consumer Credit Corporation (CREDICORP) in partnership with the Federal Ministry of Communications, Innovation and Digital Economy. The scheme was unveiled in Abuja by the Minister of Communications, Innovation and Digital Economy, Bosun Tijani, alongside CREDICORP’s Managing Director and Chief Executive Officer, Uzoma Nwagba.

What the C.L.I.C.K.D. programme offers

The initiative is aimed at expanding access to digital devices for learning, remote work, freelancing, business growth and content creation. It also encourages local manufacturing through the prioritisation of locally assembled laptops.

For now, the programme’s initial 1,000-laptop pilot phase is limited to fellows of the Federal Government’s Three Million Technical Talent (3MTT) Programme. According to CREDICORP, the rollout began in Abuja, where 77 beneficiaries have already received devices. The remaining laptops will be distributed to qualified 3MTT fellows across other states in phases.

However, the application form also lists other digital talent programmes such as Andela Learning Community, Learn2Earn, ALX, HNG Internship, AltSchool Africa and Genesys Tech Hub. This indicates that their fellows may also be able to apply as the scheme expands.

How to apply in three steps

To begin the application process, visit the official C.L.I.C.K.D. portal at credicorp.ng/clickd. Once the page opens, click on the “I’m Interested” button, which will take you directly to the application form.

Applicants will be required to provide personal and eligibility details, including: state of residence (select from the 36 states or the Federal Capital Territory), employment category (salary earner, freelancer, business owner, student, job seeker or NYSC member), monthly income (optional, ranges from below ₦100,000 to above ₦1,000,000), digital talent programme (such as 3MTT, Andela Learning Community, Learn2Earn, ALX, HNG Internship, AltSchool Africa or Genesys Tech Hub), device needed (laptop, smartphone, tablet or another device), reason for the device (learning, remote work, freelancing, business growth, software development or content creation), and how you heard about the programme (social media, Google search, school, employer, friends or family, and other sources).

Before submitting the form, applicants must tick three mandatory consent boxes: confirm that the information provided is accurate, agree to be contacted regarding the application, and consent to CREDICORP and its partners using the information to assess eligibility. After completing these steps, click the Submit button to finalise your application.

What is still unclear

CREDICORP has not yet announced the specific interest rates, repayment period or down-payment requirements for the C.L.I.C.K.D. loans.

Earlier, the federal government announced plans to expand the reach of its consumer credit programme to 500,000 Nigerians by December 2026. That target was outlined in CREDICORP's H2 2026 Outlook, published as part of its 2026 Impact Report.

For Nigerian consumers, this scheme could lower the barrier to owning digital devices, especially for those in digital talent programmes. If the repayment terms are favourable, it may boost productivity for freelancers, students and remote workers. However, the lack of clarity on interest rates and repayment periods means applicants should review their loan agreements carefully before signing up.