Access Bank launches AutoFest: 90% financing for new and used cars

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Access Bank has unveiled AutoFest, a vehicle financing scheme that covers up to 90% of the cost of both new and pre-owned cars. Customers only need to provide a 10% equity contribution. Repayment tenures extend beyond four years, and the application process is fully digital.

The programme was launched at an event in Lagos. Iyabo Soji-Okusanya, Executive Director of the Corporate and Investment Banking Division at Access Bank, said the scheme was designed to remove financial barriers that have kept many Nigerians from owning a car.

“You apply online, and you go home with the keys to your car already in your pocket,” she said. “The programme is designed to address financing constraints that have limited vehicle ownership in the country.”

Ishmael Nwokocha, Group Head of Access Bank Mobility, said the bank spent six months working with stakeholders to tailor the programme to current market realities. “Come with 10% equity contribution, and we'll finance the 90%,” he stated.

Nwokocha noted that Nigeria sells about 100,000 vehicles annually, with only 10% being brand-new cars. The rest are pre-owned, a trend driven by affordability constraints and rising prices.

The facility is not limited to individual buyers. Corporate organisations, schools, and hospitals that need fleet vehicles can also apply.

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