eNaira may soon process salaries and pensions for government and private workers

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The Federal Government is considering paying salaries, pensions, and social welfare benefits directly through the eNaira. This is part of a plan by the Central Bank of Nigeria to turn the digital currency into a mainstream payment system.

The plan is contained in the newly released Nigeria Payments System Vision 2028. The roadmap aims to modernise Nigeria's financial ecosystem and speed up digital payment adoption.

The eNaira was launched in October 2021 as Africa's first Central Bank Digital Currency. It was meant to improve financial inclusion, cut transaction costs, and support a cashless economy.

But adoption has remained low among Nigerians and businesses, despite years of promotion and regulatory backing. Under the new roadmap, the CBN says it wants to move the eNaira beyond its experimental phase.

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